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Nuevo cajero automático

Resumen

Tipo:
Oferta Tecnológica
Referencia:
TORS20151214001
Publicado:
12/01/2016
Caducidad:
12/01/2017
Resumen:
Una empresa serbia del sector de TI ha desarrollado un nuevo cajero automático para todo tipo de operaciones de pago y transacciones sin necesidad de acudir a la sucursal. Las ventajas incluyen la entrada de datos más rápida gracias a un código de respuesta rápida (menos de un segundo) y emisión del justificante de pago al final de la transacción. Los pagos pueden realizarse en efectivo o mediante tarjeta de crédito. La empresa busca socios con el fin de establecer acuerdos de comercialización, financiación y joint venture.

Details

Tittle:
Innovative banking kiosk
Summary:
An innovative Serbian IT company developed an innovative banking kiosk for all kinds of payment bills and other money transactions without visiting bank branches. Advantages over existing solutions are: faster data entry via quick response code (<1 sec) and at the end of the transaction user gets stamped payment confirmation (receipt). Payment is enabled with cash (with optimal change returns) and credit cards. The company seeks partners for commercial, financial and joint venture cooperation.
Description:
An innovative Serbian IT company was founded in 1999 in Novi Sad, Serbia, as a Center for automation and mechatronics and was dedicated to bringing automation solutions to industrial and non-industrial business areas. From 2011 the company has entered the ICT sector, developing software in automation, mobile applications, etc. and more recently developing software solutions for the agrofood sector. The company´s team that developed innovative banking kiosk consists of 7 experts from various fields and other external associates that make a team of more then 30 people who helped in project development.
The team have more than 25 years in science and expertise in the field of automation, mechanization and electrical engineering, computer science, mechatronics, economics. The company has 3 approved patents in the Republic of Serbia. Some of the projects on which the company´s team worked successfully are:
· Automated rent-a-bike systems
· SCADA system for monitoring and controlling of public water wells for water distribution
· vending machines for drinks
· Robotic packaging machine
· Smart microwave - microwave controlled by a mobile phone
· A large number of mobile apps, and other.

Innovative banking kiosks, is a unique machine that allows fully automated payment operations without an obligation to visit a bank or any other payment institution for confirmation. Some of the solutions that are applied here, are for the first time used in the banking kiosks field and can be easily customized to fit the specific need of the payment system of any country. Innovative features brought here are: quick response code technology for allowing multiple user data entry, a new stamp system and optimized change returns. The company´s experts developed innovative software to communicate with the central server that enhances system security and safety of transactions, android app, a solution for card payments and others.

The company is interesting in finding partners for commercial cooperation with technical assistance. The company offers:
· access to specific market of banking machines, as well as joint appearance on the same,
· a common definition of sales strategy,
· participation in the distribution of profits.

The company is interested also for financial agreement. It offers:
· entry of own resources and acquired know-how,
· investment in equipment, and the production process,
· percentage of participation in the distribution of profits in proportion to the investment.

The company is willing to establish joint venture cooperation with partners. It offers:
· expert support around the understanding of business with banking kiosks,
· reliable and professional team of experts,
· participation in the distribution of profits.
Advantages and Innovations:
Novelty of this innovative banking kiosk is in payment of multiple bills in one card transaction, stamped payment receipt and no contract between banking kiosk holder and payment receivers. It allows standard data entry via the virtual keyboard or faster data entry by generating QR codes (quick response) through mobile app developed for this purpose. As a final product of transaction it generates a certified confirmation of payment with all the necessary details and stamp on receipt, which is implemented in the machine.
The advantages / current state:
· Stamp certified payment slip as the final product of transaction / simple slip with no authentication
· Quick response code data entry / data entry via bar code or standard keyboard
· Android app for generating quick response codes with user data
· Optimal change return / non optimal change
· Payment with cash and/or credit card / payment only with credit card or cash
· Higher security level of electronic transactions / standard security of electronic transactions
· The possibility of paying multiple bills or transfer money funds to the account in a single transaction / single bill - single transaction
· Availability 24/7 anywhere
· The user can be any person or legal entity regardless of which bank they are using / user can be only bank user.
Stage of Development:
Already on the market
IPs:
Patent(s) applied for but not yet granted

Partner sought

Type and Role of Partner Sought:
Type: Industry

Activity: Exercisers of payment system (Banks, Postal services, Mobile operators, other utilities companies), equity funds, hedge funds, institutional investors.
Role: Within the commercial contract, the partners are expected to:
· jointly enter new markets and expand their customers network,
· bring business contacts,
· contribute in production and sales.

As part of the financing agreement, the partners are expected to:
· investment in further product development,
· investing in the expansion of production capacities and procurement of adequate equipment.

Within the joint venture agreement, the partners are expected to:
· invest with own property, money in equipping and modernization of the manufacturing,
· distribution of products on the market,
· acquisition of joint profit,
· distribution of profits.

Client

Type and Size of Client:
Industry SME <= 10
Already Engaged in Trans-National Cooperation:
Si
Languages Spoken:
English
Italian
Serbian

Keywords

Technology Keywords:
01003011 Electronic Commerce, Electronic Payment & Signature